Posts Tagged ‘Personal’

Products & Services – Personal Finance & Financial Planning

www.raagvamdatt.com RaagVamdatt.com – Financial Planning Demystified’s store offers various products and services related to personal finance. This includes financial planning service, mutual fund (MF) portfolio analysis, insurance (including ULIP) review, e-books, equity / stock analysis reports, online training (e-learning), etc.
Video Rating: 0 / 5

FundGUARD™: A Predictive Sales Targeting System for the Mutual Funds industry which provides Executives, Sales Managers, and Sales reps a suite of packaged analytics with the following capabilities: – Advanced analytics, lead management and reporting tools to help mutual fund distributors drive growth in assets under management, while reducing redemption risk. – Strategic segmentation and predictive analytics capabilities that automatically generate and deliver predictive sales/redemption leads into the hands of the sales force. – Targeted analysis, reporting, scoring and alerting capabilities for sales and marketing professionals. To view the full webcast, please visit www.angoss.com
Video Rating: 5 / 5

Personal Financial Planning Tips : How to Hedge Against Inflation as an Individual

When hedging against inflation as an individual, it may be wise to pay attention to bond prices as they are directly affected by the rate of inflation. Discover why long term bonds may be more affected by inflation than short term bonds with tips from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie Asti works as a financial planner for Asti Financial. Filmmaker: Bing Hu
Video Rating: 1 / 5

An open end financial fund allows a fund manager to draw in new capital at any time with any fees being significantly lower than closed end funds. Discover the difference between an open end fund and closed end fund withtips from a registered financial consultant in this free video on finance and investment. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC

Personal Finance Tips: Investment and Retirement Strategies (part 1)

www.integritymarketingseo.com How Money Grows, What Investment Vehicles to Use, Mutual Funds, Stocks, Credit Unions, Retirment Planning and Strategies, Financial Education www.lifeinsuranceira401kinvestments.com www.lifeinsuranceira401kinvestments.com
Video Rating: 5 / 5

Learn About Annuities and its Benefits – Personal Finance

Personal Finance: What is an Annuity? – as part of the expert series by GeoBeats. A lot of people have heard about annuities and they are not really sure about them. Plus, there is a lot of controversy associated with annuities because in some respects they can be very very complex. But to simplify it, first of all, most annuities are sold by life insurance companies, so keep that in mind. But the two types of annuities are something called an immediate annuity and there is something called a deferred annuity. And the immediate annuity is you give the company a set amount of money. Let’s say you give them 0000. They then come back and tell you how much they will pay you on a monthly basis for the rest of your life. Now, that is one option. So, a lot of times, people that are getting ready to retire and they have some investments and they are not comfortable managing them, they may opt to get an immediate annuity, because it is something where they know they are going to have a steady stream of income. And you can even purchase some with an inflation rider, which would help in the future as expenses change. There are other options with the immediate annuity. You can get it so that it is a period certain. Let’s say you are retiring early and you have 10 years before you want to retire, or get Social Security, or get a pension, you could fund an immediate annuity for 10 years. Or, if you feel like, “My health is not that good. What if I die within 10 years? And then I am …
Video Rating: 0 / 5

Countrywide Bank: Bernanke’s Comments Underscore Need For Growth in Personal Savings

Countrywide Bank: Bernanke’s Comments Underscore Need For Growth in Personal Savings

Calabasas, CA (Vocus) February 14, 2007

Following Federal Reserve Chairman Ben Bernanke’s testimony today before Congress, Countrywide Bank reiterated its view that consumers should take a closer look at the yields they are receiving on their savings accounts. According to Countrywide Bank Managing Director and Head of Retail Banking and Investments Services Pierre P. Habis, many Americans are still earning less than one percent on traditional passbook savings accounts when they could be earning more than four to five percent annually with a high-yield online savings account, money market account or certificate of deposit.

“Chairman Bernanke’s comments today signal an opportunity for those who know they should be saving to get serious about opening some type of high-yield account or time deposit,” said Habis. “And after the Commerce Department reported last month that the nation’s personal savings rate slumped to a negative 1 percent in 2006, the lowest since the Great Depression, I think this is further confirmation that it’s never too late to get serious about saving and earning the highest rate possible.”

IRS Enables Savings

To further support the concept of savings, Countrywide Bank, N.A., a member of the Countrywide Financial Corporation family of companies, last week posted a link to Internal Revenue Service Form 8888 on its Web site as part of its ongoing national initiative to encourage consumers to save more of their hard-earned money. A link to Form 8888 is available at http://www.countrywidebank.com through April 18, 2007.

Effective for the 2006 tax year, Form 8888 allows filers to divide their refund among up to three accounts with direct deposit. Qualifying accounts include those held with a bank, mutual fund, credit union or brokerage firm. An account can be a checking, savings or other account, such as an individual retirement account (IRA), health savings account (HSA), Coverdell education savings account, or other types of accounts. According to the IRS, refunds are received faster through direct deposit and the process is generally more secure.

While Form 8888 allows for greater savings flexibility, filers can still directly deposit their refund into one checking or savings account, or receive their refund as a paper check in the mail. IRS Form 8888 is free of charge and is available to Countrywide Bank customers and non-customers alike. For more information about Form 8888 and other changes in the 2006 tax law, consult your tax advisor and visit http:///http://www.irs.gov.

“Tax season is always a great time to reflect on how hard you’re money is working, particularly when the 1099 forms come in from your bank or other financial institution,” said Habis. “Take a close look at your interest income for 2006. If it doesn’t quite measure up to what you had hoped, set an aggressive goal to automate your savings by earmarking a certain amount for direct deposit.”

Since its launch in 2001, Countrywide Bank has steadily expanded the reach of its financial centers to 13 states including: Arizona, Arkansas, California, Colorado, Florida, Illinois, Massachusetts, Michigan, Ohio, New Jersey, New York, Pennsylvania and Texas. Its 100th financial center opened in January 2007 in Smithtown, New York, on Long Island. Located within many Countrywide Home Loans branches, Countrywide Bank employs a unique, low-overhead strategy of offering expertly staffed financial centers designed to meet the diverse savings and investment needs of its customers.

SavingsLink

Countrywide Bank offers consumers diverse financial products, including SavingsLink, a high-yield online savings account; high-rate CDs; and money market and retirement accounts, as well as quality investment and insurance products.* With SavingsLink, individuals can earn interest rates among the highest in the nation on their savings, and maintain the flexibility to easily transfer money to and from their checking, money market or investment account. Additionally, SavingsLink’s tiered model rewards customers who save more by offering higher interest rates for higher balances. For more information about Countrywide Bank, visit Google Video and query “Countrywide Bank.”

About Countrywide Bank

Countrywide Bank, N.A., is a member of the Countrywide Financial Corporation family of companies. Countrywide Bank offers consumers highly competitive rates on certificates of deposit and money market accounts and, through its family of companies, also offers quality investment products. Customers can review banking products and services, check rates on deposits, and apply for new accounts by phone, online, or at one of the financial centers located throughout the country. In addition, the company offers the same superior rates and unsurpassed personalized service to its business customers through its Premier Business Banking and Commercial Banking Divisions. For more information about Countrywide Bank, visit http://www.countrywidebank.com. Member FDIC. Equal Housing Lender.

###

©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Incoming search terms for the article:

• personal growth

Investing and Retirement Planning Tips: Personal Finance 101 (Part 1)

www.integritymarketingseo.com Tips on how to save money, invest for retirement, calculate your financial needs and investment contributions, and how to manage your money online. investments, 401k, financial services, annuity, roth ira, mutual funds, term life insurance, long term care insurance, 401k rollover, retirement annuity, term insurance, life insurance company, term life, annuities, personal finance, financial planner, retirement plan, retirement planning, traditional ira, sep ira, investing mutual funds, 401k rollover ira, annuity investments, variable annuity, life insurance quote, 401k plan, wealth management, company 401k, equity fund, growth fund, money market, 529 plan, college fund, college savings plan, global fund, index fund, stock fund, retirement fund, www.lifeinsuranceira401kinvestments.com www.lifeinsuranceira401kinvestments.com
Video Rating: 5 / 5

Incoming search terms for the article:

• 401k investment tips

Personal Investment & Loan Tips : Blue Chip Mutual Fund Tips

A Blue Chip Mutual Fund is an investment correlation of some of the largest companies in America. Decide if a Blue Chip mutual fund retirement account is a good investment withtips and advice from an experienced financial adviser in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Video Rating: 0 / 5

Personal Finance & Investing : How to Buy & Sell Mutual Funds

Buying and selling mutual funds requires researching each fund and assessing the level of risk one is willing to take when investing money. Discover more about investing in mutual funds, and how age should play a factor in how aggressive an investor should be, with advice from a futures and options floor trader in this free video on personal finance. Expert: Mark Griffith Bio: Mark Griffith has graduated in economics and philosophy at Clare College, Cambridge. He has been a futures and options floor trader at LIFFE (London International Financial Futures Exchange). Filmmaker: Paul Volniansky

We sometimes hear about closed-ended funds which are a type of fund that shares similarities with standard mutual funds which are open-ended, but also has some very key difference in particular with respect to how money flows in and out of the funds.
Video Rating: 4 / 5

Personal Finance & Money Management Tips : High-Yield Online Savings Account Tips

Banks use high-yield online savings accounts because they have less overhead cost, as well as to draw people to lend their money at higher interest rates to other individuals to make a profit. Better understand what interest rates and loans are and the terminology to go along with them through tips and advice from an experienced financial adviser in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Video Rating: 5 / 5

OppenheimerFunds economist Brian Levitt explains why high yield and other credit-sensitive sectors can be a potential shelter during periods of rising interest rates. oppenheimerfunds.com
Video Rating: 0 / 5

Personal Finance Daily: Investing doesn’t have to be complicated

Personal Finance Daily: Investing doesn’t have to be complicated
A roundup of top personal finance stories from MarketWatch.

Read more on Market Watch