Posts Tagged ‘investor’

what are the best mutual funds/stocks for a beginning investor to invest in??

Question by jofaithanna: what are the best mutual funds/stocks for a beginning investor to invest in??
I don’t know very much about the stock market but I want to invest. Any tips? I know of E-Trade, Fidelity, Vangaurd etc. but Is one better than the other and what should I invest in? Help Please!!! Anything is good just tell me what to do!
I want to invest for my retirement and for my life after college. I am 15 right now.

Best answer:

Answer by mylilbubbers
1. Figure out why you are investing (we already know it is to make money, but for what purpose, is it retirement, saving for your first house, kids tuition, etc.)
2. Let’s say you are investing for retirement: How long is it til retirement (what is your age). Or, how long will you be investing.
3. Figure out how much money you will need to retire, depending upon the lifestyle you want to live or will be able to live. Figure out things like when will your mortgage be paid off, what type of cash flow will you need to make your monthly living arrangements for things like rent, medicine, and such.
4. Figure out what combination of stocks and bonds and real estate and such will help you achieve those goals.
5. Constantly (annualy) reevaluate your finances and investments, and change them accordingly as to protect your newly accumulated wealth and such.
6. This is it in a nutshell, but it is way more detailed than this. I’ve put together a site to help you – use it please.

7. Good luck!

What do you think? Answer below!

Monetta Young Investor Fund… The Next Generation of College Saving Plans

Monetta Young Investor Fund… The Next Generation of College Saving Plans

Wheaton, IL (PRWEB) May 21, 2007

The Monetta organization has launched an innovative mutual fund that combines an active and passive investment approach, that we believe has the potential to outperform the market, while using a kids themed investment strategy.

Historically, many themed funds have struggled with long-term performance as they lacked the portfolio diversification necessary to stay competitive. This is due to trading cost, market timing issues and the pressure of superior stock selection.

To minimize these factors, the Monetta Young Investor Fund (MYIFX) invests half of it’s portfolio in an S&P 500 Exchange Trading Funds (ETF’s) and the other half in individual stock investments, that we believe offer above average growth potential and that kids can relate to.

The MYIFX approach first uses the ETF component not only for portfolio diversification, but also to minimize turnover, trading cost and eliminate the need to time the market. *Furthermore, over long periods of time, index funds have consistently outperformed roughly three quarters of all active investment managers, after fees.

Secondly, the balance of the fund is invested in securities that are recognized by children and teenagers primarily, in the large market capitalization sector. This portion of the fund attempts to be socially responsible, meaning we avoid purchasing securities in the tobacco, gaming and alcohol sectors.

“We believe the Monetta Young Investor Fund is the only program that combines kids-theme/Index investing while encouraging financial literacy in a fun and educational way” said, Bob Bacarella Monetta’s President.

For more information visit http://www.Younginvestorfund.com or call 1-866-YNG-INVESTOR (964-4683).

*Reflects no deduction for fees, expenses or taxes. The S&P 500 Index is the Standard & Poor’s Index of 500 stocks, a widely recognized, unmanaged index of common stock prices. The S&P 500 Index is not available for direct investment.

Source: http://www.travismorien.com/indexactive.htm (The Common Sense Truth About Managed Funds)

The Fund’s investment objectives, risks, charges and expenses must be considered carefully before investing. The prospectus contains this and other important information about the investment company, and it maybe obtained by calling 1-800-Monetta, or visiting http://www.monetta.com. Read it carefully before investing.

All investments, including those in mutual funds, have risks and principal loss is possible. Limiting the purchase of individual stocks to companies that produce products or provide services that are recognized by children or teenagers may be a risk if this sector underperforms, which can be significantly affected by the performance of the overall economy, interest rates, competition, consumer confidence and spending, and changes in demographics and consumer tastes.

The portion of the Fund that invests in underlying ETF’s that track the Index will be subject to certain risks which are unique to tracking the Index. By investing in ETF’s, you will indirectly bear your share of any fees and expenses charged by the underlying funds, in addition to indirectly bearing the principal risks of the funds. Please refer to the prospectus for further details.

For custodial accounts, Monetta Financial Services Inc. has a “college savings program” where Monetta Shareholders automatically receive an investment kit, a quarterly newsletter, various educational materials and in addition, if enrolled, will receive Tuition Rewards™ credits.

Quasar Distributors, LLC, distributor.

1776-A South Naperville Road • Wheaton • Illinois • 60187 • 1-800-Monetta

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VRA Partners, LLC Advises Ned Davis Research Group in its Sale to Euromoney Institutional Investor PLC

VRA Partners, LLC Advises Ned Davis Research Group in its Sale to Euromoney Institutional Investor PLC

Atlanta, GA (PRWEB) August 08, 2011

VRA Partners, LLC is pleased to announce that Ned Davis Research Group (“NDRG” or the “Company”), a leading provider of independent investment research, has been acquired by Euromoney Institutional Investor PLC (“Euromoney”). VRA Partners acted as the exclusive financial advisor to NDRG for this transaction. The transaction closed on July 29, 2011. Euromoney paid approximately $ 108 million for an 85% interest in NDRG. Ned Davis, who co-founded NDRG in 1980, retained an equity interest in the Company, and several key senior managers will also invest in NDRG. The remaining equity will be acquired by Euromoney under an earn-out agreement based on the profits of NDRG for the years ending December 31, 2012 and 2013. The maximum amount payable by Euromoney for a 100% interest in NDRG is $ 173 million.

NDRG is a leading provider of independent investment research sold to a broad range of hedge funds, mutual funds, pension and endowment funds, insurance companies, registered investment advisors, investment banks and other financial institutions in the U.S. and approximately 40 countries around the world. NDRG provides a complete 360˚ investment strategy research solution, driven by a unique blend of macroeconomic, technical, fundamental, quantitative and investor sentiment analysis. NDRG’s research is delivered to its clients via regularly published reports and charts, event-driven publications and via the Company’s technologically advanced web portal. NDRG is comprised of Ned Davis Research, Inc. (“NDR”), a registered investment advisor located in Venice, Florida, and Davis, Mendel & Regenstein, Inc. (“DMR”), a registered broker dealer and member of FINRA/SIPC with offices in Atlanta, Boston and San Francisco.

Euromoney is a leading international business-to-business media group focused primarily on the international finance, metals and commodities sectors. It publishes more than 70 titles, including Euromoney, Institutional Investor and Metal Bulletin. Euromoney also runs an extensive portfolio of conferences, seminars and training courses and is a leading provider of electronic information, research and data services covering international finance, metals and emerging markets.

VRA Partners, an independent Atlanta-based investment bank, focuses on providing M&A services to middle-market companies and private equity firms. VRA Partners also assists companies with raising capital for growth, acquisitions, recapitalization, going-private and management buy-out transactions, and provides fairness opinions, valuations and strategic advisory services. The professionals of VRA Partners have completed more than 500 transactions across a broad range of industry sectors, including business services, consumer and retail, healthcare, industrial, media and technology. VRA Partners, LLC is a Member FINRA/SIPC. For more information, please visit our website at http://www.vrapartners.com

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, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Related Commodity Mutual Funds Press Releases

Press Release: Merk Publishes White Paper on Investor Exposure to U.S. Dollar

Press Release: Merk Publishes White Paper on Investor Exposure to U.S. Dollar

Palo Alto, CA (PRWEB) June 16, 2011

Merk Investments, manager of Merk Funds, today announced the release of a new white paper titled, “U.S. Investors Overexposed to U.S. Dollar Risk?” The paper analyzes the extent to which U.S. investors, on aggregate, are inherently exposed to the currency risk of the U.S. dollar via their financial asset holdings.

The white paper first outlines recent trends in the value of the U.S. dollar, showing that the currency has experienced significant deterioration in value, and highlights developments that may continue to underpin ongoing weakness in the currency. Next, the paper describes why a weak currency matters to investors and consumers alike, as it may cause deterioration in purchasing power and a lower relative living standard. Furthermore, the white paper analyzes the financial holdings owned by the U.S. private sector, and finds that on aggregate, nearly 90% of the U.S. personal sector’s financial assets leave investors susceptible to U.S. dollar risks.

The white paper concludes that, in the current environment, adding portfolio protection against a decline in the U.S. dollar may be of the utmost importance. It cautions that there is a significant risk that the U.S. dollar may continue to weaken, causing a further decline in purchasing power. Furthermore, it points out that inflation expectations have risen recently, and protection against inflation and purchasing power deterioration have been shown to be key investment concerns. Specifically, the authors beckon that investors may want to consider diversifying away from U.S. dollar denominated assets, or managing the U.S. dollar risk inherent in investors’ portfolios.

For a copy of “U.S. Investors Overexposed to U.S. Dollar Risk?” please visit: http://www.merkfunds.com/currency-asset-class/whitepaper

Merk Investments, with over $ 700 million in assets under management, is the largest mutual fund company focusing exclusively on currencies. The Merk Funds are a suite of transparent no-load currency mutual funds that do not typically employ leverage, consisting of: the Merk Hard Currency Fund℠ (MERKX), the Merk Asian Currency Fund® (MEAFX), and the Merk Absolute Return Currency Fund® (MABFX). The Merk Funds provide investors with the opportunity to add managed currency exposure to their portfolios, which may provide valuable diversification benefits.

For more information about the Merk Funds and the currency asset class, including how to obtain a prospectus and to invest, please visit http://www.merkfunds.com.

For more information, or to schedule an interview, please contact:

Heather Busby

Merk Investments

(650) 323 4341

pr (at) merkinvestments.com

Merk Investments

Merk Investments LLC, is a Palo Alto, California, based SEC registered investment advisory firm managing currency mutual funds. For more information on Merk Investments or the Merk Funds, please visit http://www.merkfunds.com.

This information does not constitute a solicitation or an offer to buy or sell any investment security, nor provide investment advice. Merk Investments LLC.

Transaction fees and other restrictions may apply to invest through a broker. As with any mutual fund product, there is no guarantee that the funds will achieve their goals. Investors should consider the investment objectives, risks and charges and expenses of the Funds carefully before investing. This and other information is in the prospectus, a copy of which may be obtained by visiting the Funds’ website at http://www.merkfunds.com or calling 866-MERK FUND. Please read the prospectus carefully before you invest.

The Funds’ principal investment risks include, but are not limited to, currency exchange rate risk, foreign instrument risk and interest rate risk. For a more complete discussion of these risks please refer to the Funds’ prospectus. Foreside Fund Services, LLC, distributor.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Find More Mutual Fund Advice Press Releases

Joel Greenblatt on “The Big Secret for the Small Investor” and Investing

Joel Greenblatt on “The Big Secret for the Small Investor” and Investing
By Humberto Fosado. Steve Forbes interviewed Joel Greenblatt about his latest book “The Big Secret For The Small Investor” in which Greenblatt refines the ideas presented in a previous book called “The Little Book That Beats The Market.” These are the notes from that interview. Read more » »
Read more on Guru Focus

Other Report
Nuclear terrorism could cause widespread death and destruction and potentially devastate the global economy. However, not all nations are convinced that acting to prevent nuclear terrorism should be a priority, and many lack the capacity to control nuclear materials within their borders.
Read more on Foreign Relations

Mutual Funds That Succeeded in a Tough 2nd Quarter
Three mutual funds — one focusing on value stocks, one on Asia and one on biotechnology — were among the better performers in a difficult second quarter.
Read more on New York Times

Pamela Yellen: Playing Russian Roulette With Retirement Funds Is Dumb
If you’ve already shot yourself in the foot following the recommendations of those who think the stock market is a wise place to invest your retirement funds, whatever you do now, don’t shoot yourself in the head trying to correct your mistakes.
Read more on The Huffington Post

Why does an investor have to go through a special investment funds manager in order to buy mutual funds?

Question by hzairyarzms: Why does an investor have to go through a special investment funds manager in order to buy mutual funds?
In other words, why can’t an investor buy mutual funds and manage it him/herself, as in the case of stocks/bonds or the similar?

Best answer:

Answer by Mark L
Some mutual funds are only distributed to investors through brokerage firms. These mutual fund companies pay the brokerage firms a commission to market and sell their fund (these funds are called load funds). These mutual fund companies do this in order to use the large distribution network of brokerage firms instead of marketing and distributing the funds themselves. These mutual funds may have a restriction that an investor cannot purchase the fund except through a broker. This is to reward the broker and protect his commission.
There are many no-load mutual funds that can be purchased without paying a sales commission to a broker. Some mutual fund families, like T Rowe Price, sponsor mutual funds. You can open an account with TRowe and purchase their funds without paying a sales charge, however, you still have to pay an annual management fee to TRowe so that they can manage the fund’s investments and pay the fund manager and the cost of running the fund, including advertising and marketing costs. Also, some of the discount brokerage firms, like Etrade, will allow you to purchase some mutual funds without paying a sales commission. Others can be purchased by paying a small fee. At Etrade, Schwab and Fidelity (and other firms), you can buy and manage your mutual funds, just like stocks.
Since all financial products are risky and could lead to a complete loss of your money, the law requires that all brokerage firms insure that their customers have certain basic knowledge before allowing them to buy financial products. They do this by requiring that each account holder complete an account application where you have to disclose your finances, your experience in the stock market, and most importantly, your risk tolerance. Certain restrictions can be placed on a holder’s account (and the account holder’s positions are reviewed) to make sure that the account holder does not invest in risky products and then blame the brokerage firm if he loses all his money. These restrictions are referred to as the suitability rules.

Know better? Leave your own answer in the comments!

Can A First Time Investor Buy Mutual Funds

Investors are a dime a dozen, and there are countless ways to invest money into thousands of different markets. Successful investors are knowledgeable in multiple markets, generally specializing in more than one, so as not to keep all their money in one place. When first starting out in investing, it may be a good idea to look into an investment club which provides many opportunities for the new investor. There are five types of investors that fit well within the investment club structure

The most important advantage that the small investor has is ironically due to the size of his portfolio. Because the professional manager has billions of dollars under management he must buy several different securities in each sector. If he tries to just buy his favorite he will drive the price up just from his purchase, resulting in the receipt of a poor price. Likewise when selling he would drive the price downwards. He therefore must purchase not just his top pick, but basically the whole sector. This means that his performance will never be better than the market.

The success of the Global Investor Programme can be attributed to great teamwork. What started out as an internal EDB objective to review its entrepreneurship programme, became an interagency collaborative effort to develop a holistic programme that caters to global investors in terms of our entry policy for foreigners interested in doing business here.

A logical investor is not swayed by his emotions in terms of investing. He understands that emotions are what generally move the market, but it does not mean that it has any LASTING value in the long run.

Speculators on the other hand, event he logical ones, predict and through understanding of human emotions, use their emotions to trade in the market. They buy based on their gut feelings to “follow the crowd or trend”. They are sure that by following the trend, there is no way they can lose as in both up, down or stable markets, they are able to make money. Either way, human emotions are the main driving force in the decision of speculators, even if the emotion does not come from them.

Real estate investors who buy houses for cash can be located by conducting an online search or attending real estate clubs. Mortgage brokers and realtors oftentimes network with investors and can offer referrals. Once investors are found it is smart to conduct research and contact referrals to ensure you are working with a reputable investor or investment company.

Find ugly homes, in good neighborhoods, that need as little work as possible. Clean them up, paint them inside and out, and install a neutral shade of new carpet, and you should be able to flip the home in a short amount of time. Always keep your limitations in mind. Hiring professionals for repairs will cut into your profit margin.

Buying a foreclosure home as an investment can be an easy process if you make sure the real estate agent you are using is knowledgeable and qualified to sell hudhomes. Seek out real estate brokers who are licensed to sell these properties and are aware of the timelines, bidding process, and deadlines for investors to ensure you win the bid. Your real estate agent should also be versed in earnest money and down payments required by investors as they vary from owner-occupied dollars. Finally, if you find you need to file an extension for closing as an investor on a hudhome, make sure your real estate agent understand the fees involved and how they are to be paid.

To become successful, you need to learn from your prior mistakes and never repeat them. Most importantly you need to be disciplined and organized in your transactions and methods. No investing decision should be taken in a hurry or out of panic. The decisions should also be free from greed and fear psychosis. A beginner can eventually turn out to be a successful investor through his learning process. Wisdom also comes with experience that teaches an investor to instinctively decide what is best for an ideal portfolio.

When longstanding myths are shattered by harsh reality, it causes risk aversion. A generation was told a myth that developed economies are safe heaven. In a few countries, welfare policies of the government became so strong and deep-rooted that people forgot to work enough. In global markets, investors are witnessing a six-sigma scenario. They did not build a model for such an event. Obviously, their survival instincts are pushing them to become risk averse. But many a times, people jump into the fire from the frying pan.

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Institutional Investor Events Announces Back To Back Mutual Fund Forums, June 6th-7th In New York City

Institutional Investor Events Announces Back To Back Mutual Fund Forums, June 6th-7th In New York City

New York, NY (PRWEB) March 28, 2007

Institutional Investor Events is proud to announce the 4th Annual Mutual Fund Forum on June 6, 2007 and 2nd Annual Fund Governance Forum on June 7, 2007 at the Harmonie Club in New York City.

The 10 trillion dollar mutual fund industry has tripled itself in just the last 12 years. With more and more investors surging into this booming marketplace there is great demand for mutual funds to provide them with effective and efficient access to the securities markets. These 2007 joint mutual fund forums hosted by Institutional Investor Events examine vital industry challenges affecting governance, profitability, technology, regulatory compliance and more from both an industry-wide and a director’s perspective.

The 4th Annual Mutual Fund Forum, produced in association with Fund Action, tackles key issues currently facing the mutual fund industry. Through individual presentations and interactive panel debates, attendees hear from leading mutual fund professionals about managing risk while operating effectively and profitably within today’s onerous regulatory environment. This year’s Mutual Fund Forum sessions include:

Managing conflicts of interest within mutual funds
Implementing a risk based approach for achieving compliance with 22c-2
Successfully reporting up to the board
Examining the use of derivatives within mutual funds
Remaining competitive when outsourcing

Produced in association with The Mutual Fund Directors’ Forum and Fund Directions, the 2nd Annual Fund Governance Forum brings together leading fund directors to discuss and debate the ever changing role and demands of the mutual fund director. Sessions include:

Director oversight of securities lending and derivatives strategies
Examining the role of directors in approving Rule 12b-1 plans
Effective director oversight of fund administrators
Fund governance issues, including those raised in the AEI report

For more information on this event please visit http://www.iievents.com. If you would like to feature the forums in your publication and attend as press, please contact Ronda DiMasi, Tel: 212-224-3569.

About II Events

Institutional Investor Events produces awards events and high quality conferences and seminars that leverage the content of Institutional Investor News’ 17 financial newsletter titles. Like the Institutional Investor newsletters, the conferences deliver critical intelligence across the entire field of financial services, providing leading edge information on tomorrow’s trends. http://www.iievents.com/

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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An investor deposited an amount of money into a high- yield mutual fund that returns a 9% annual simple..?

Question by Kristian Reyes: An investor deposited an amount of money into a high- yield mutual fund that returns a 9% annual simple..?
An investor deposited an amount of money into a high- yield mutual fund that returns a 9% annual simple interest rate. A second deposit , $ 2500 more than the first, was placed in a certificate of deposit that returns a 5% annual simple interest rate. The total interest earned on both investments for one year was $ 475. How much money was deposited in the mutual fund ?

Please show your solution..thanks

Best answer:

Answer by Investor89
0.05(2500+X)+0.09X=475
0.05X+0.09X=350
0.14X=350
X=2500
So the initial deposit was $ 2500

Add your own answer in the comments!

FundWatch: Mutual fund firms confront shifting investor needs

FundWatch: Mutual fund firms confront shifting investor needs
as eight in 10 purchasers of mutual funds invest through financial advisers, fund firms are trying to create tailored products to fit specific niches
Read more on Market Watch

Top 5 European Mutual Funds
Add Europe to your portfolio with these Zacks top ranked Mutual Funds.
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