Posts Tagged ‘invest’

What are some of the best mutual funds to invest in?

Question by mamabear10: What are some of the best mutual funds to invest in?

Best answer:

Answer by joesjoyous
I’ve been quite successful with the Franklin Templeton family of funds. There are lots of
different funds to choose based on your risk tolerance.

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What Is The Best Mutual Fund To Invest My Seven Year Old Son’s Money?

Question by hailesellase: What Is The Best Mutual Fund To Invest My Seven Year Old Son’s Money?
I want to start investing money that my seven year old son has saved. I’m thinking about putting it in a mutual fund; which would be the best?

Best answer:

Answer by teodor d
One of the best is a college account from T rowe Price. The university system in my state uses T Rowe and everyone seems to be very keen about it.

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Best way to invest $5,000?

Question by Michael F: Best way to invest ,000?
I wish to know the best way to invest $ 5,000 for a maximum yeild in a minumum amount of time. I am a student who has seen a sudden windfall and do not want to misallocate my funds. Looking into a window of 6-18 months. Would be willing(and just barely able to) tie up $ 10,000 for up to 2 years. Am open to any suggestions, hope for a 6.5% return semi-annually(every six months), is this possible? Am open to money market accounts, stocks, bonds, mutual funds, commodities, etc. . Any help is greatly appreciated. Thank you.

Best answer:

Answer by big bear
First only $ 5000.00 you need to knock out any debts you have such as credit cards and other bills that may have an high interest rate. The reason I say this is that once the credit card have been paid off the money that you would have been using to pay the bills will now become money that you can use for savings and ofter future investments. But let say you have no bills. Most online banks are now offering C.Ds with an interest of 6 percent for as little as 4-6 months with only $ 5000.00 to invest. At 6 percent that is close to $ 250.00 in a 6 month time. Basicly thats all I can tell you if you had a little more money to invest I would tell you to invest in a money market account. But talk to your banker. That appointment is usally free. Good luck to you. Whatever you do don’t invest it in some waterfront land in Phoenix..

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What are the three best mutual funds to invest in right now (including one that is global)?

Question by Norm S: What are the three best mutual funds to invest in right now (including one that is global)?

Best answer:

Answer by Julie M
Investing in anything is a bad idea right now.

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in which mutual fund, i should invest?

Question by thenewone: in which mutual fund, i should invest?
i want to invest in SBI COMMA (OR) MIDCAP FUND

please tell me in these which is the best one.

but, my excutive told me to invest in comma fund.

so i’m in confusion
. please tell me

thank you.

Best answer:

Answer by Kay
Go to Yahoo Finance and type in the mutual fund’s symbol you mentioned above. You can see the chart as well as other pertinent financial information and how each fund has been performing. Is it going up recently or going down significantly? Also find out expense ratio; fund management fee (how much or what % the fund manager charges to unit holders). If the fund management charges too much, profit you make from the fund could be eaten away by these fees. Just remember, they charge even if the fund performs terribly.

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Capital Investment or High Yield Investment: Which is the Better Way to Invest Money?

Banking and Finance is not one of the topics many people like to talk about. This is because these two areas require some specific information that ordinary individuals know nothing about. At the same time, there are unusual terms such as high yield investment, capital investment and many more. While these terms may sound alien to us, they are the bread and butter of many financial experts. As such, it is with their expertise that we have compiled what these terms mean.

High Yield Investment

When it comes to High Yield Investment Programs (HYIPs), these are non-traditional investments which are not being advertised to the public. There are generally two kinds: the first has a correlation with offshore banking while the other involves trading in gold, shares, futures or other currencies. No matter how many people will say that this is a great way to earn money, there is also a high risk involved. At the same time, a lot of scams have been linked to this type of investment.

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Capital Investment

There are two known usages of this in businesses. The first refers to money which a business uses in order buy fixed assets such as machinery, land, or buildings. The other usage for this refers to the money which has been invested in a business under the understanding that it will be used in order to buy fixed assets. This money is not being used to cover the daily operating expenses of a business.

Aside from these two, there are still other forms of investment. So if you are planning to put your money into good use, it is important that you learn which type will best work for you. As always, you can use your extra money for mutual funds. By doing so, you can get to join the interesting world of the stock market.

No matter what you choose, make sure your investment is protected. Just like with capital investment, you have to safeguard your money so the business that uses it, will really put it to good use. Money doesn’t come free and they should know that!

Related High Yield Mutual Funds Articles

Invest small sections in NCDs and company deposits

With the increasing interest rates, returns from non-convertible debentures (NCDs) and corporate fixed deposit are on the rise. In fact, some of these are elevated than bank fixed deposits.

Industry players say Shriram Transport Finance, Shriram City Union Finance, Manappuram General Finance and Muthoot Fincorp plan to begin NCDs in the coming months. Frequently, the investment tenure for these instruments is three-five years. The rates are impressive as well. For instance, well-rated companies are offering 12-13 %. The not-so-well known ones are offering even higher rates to garner funds.

Similarly, company fixed deposits are offering 10-11 % for up to three years. Dewan Housing, LIC Housing Finance, United Spirits, J K Paper, Gabriel India, JP Associates, Unitech, Mahindra & Mahindra are a few firms raising working capital through this instrument.

If you are a debt investor, these products are offering 1-2 % more than most bank fixed deposits. While State Bank of India (SBI) is giving 8.25 % on three-five year deposits, ICICI Bank is offering 8.75 %. Bank fixed deposits of five years and more are exempted from tax.

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At the same time, returns from debt funds stand at 6.16 % for the three-year period ended May 30, according to data from mutual fund rating agency Value Research.

Another important thing is to check the fundamentals and credit ratings of the company before investing. Very few highly rated companies offer lucrative rates. Only the low rated or debt-ridden ones give over 12 %. While United Spirits is offering 11 % for a year and 11.5 % for two years, Mahindra & Mahindra is paying eight and seven % for three and one year, respectively.

Experts advise being selective about the company you are investing in. Ideally, invest in large cap companies, even if the returns get capped slightly. Therefore, financial planners suggest investing in tranches or splitting the investible amount in smaller parts. Say, you have Rs 50,000. Divide it into three-five parts and then invest in such high-risk instruments.

However, both NCDs and corporate FDs are risky. Though the former is slightly safer than the latter, bank fixed deposits are the safest. In both cases, you bet on a company and the risk of default remains, say financial planners. Deposits are unsecured and in case of a default, you will find it hard to recover your money.

Talking of returns, banks like Lakshmi Vilas are offering over 10 % on fixed deposits.

In case of corporate deposits, liquidity can also be an issue. Most companies don’t allow you to break the deposit for a certain period (up to six months). If you do, you are penalised with a lower rate of interest (one-two % less). Company deposits typically target conventional savers, retirees and pensioners.

Remember, the overall earnings after tax will get reduced. Those in the 30 % tax bracket will earn a total interest of 8.5 % (on 13 % returns). In comparison, capital gains of debt funds will be taxed at 10 % and 20 % with and without indexation, respectively. For better returns than bank fixed deposits, financial experts suggest fixed maturity plans over company deposits. These are tax-efficient, too.

Source: [Business Standard]

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Invest in insurance & investment for child’s future

Let’s Talk Money: Suresh Sadagopan, financial planner, Ladder7 Financial Advisories and Surya Bhatia, principal director at Asset Managers rely to queries on insurance, mutual funds, children plan and much more.
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Which are the best indian mutual funds to invest in 2007?

Question by steve a: Which are the best indian mutual funds to invest in 2007?
Best mutual funds for 2007

Best answer:

Answer by muncie birder
Hard to say unless one can foresee into the future. Go to this link to attempt to answer this question for yourself.

http://www.valueresearchonline.com/funds/default.asp

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Im a 21yr old female what are the best mutual funds for me to invest in?

Question by NOLA GURL!!!: Im a 21yr old female what are the best mutual funds for me to invest in?
Im just learning of stuff like this feel free to explain any other financial institutions that will make me money LOL!!! (no Scams) real life info!!! I can Use as far as finances Im still a baby all I really have a good understanding of is STUDENT LOANS LOL!!!

Best answer:

Answer by Land Shark
It all depends on your risk tollerance and how much money you have to invest but definitley a no-load mutual fund.

Index funds are a great way to start. They really diversify your money and perform quite well.

You really need to do some reading. Start with the link below.

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